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Retirement Account Products
Premium IRA Accounts
For customers who wish to invest funds from their IRA, and are willing to relinquish the option to redeem their investment prior to maturity in exchange for a higher yield, Millennium Bank offers Premium IRA Certificates of Deposit. Please note that the interest rates for all IRA certificates of deposit listed here are compounded annually.
| Premium IRA Certificates | Minimum Deposit | Interest Rate |
| 1 Year Silver | $5,000 | 5.50% |
| 1 Year Gold | $25,000 | 6.25% |
| 1 Year Platinum | $100,000 | 6.75% |
| 3 Year Silver | $5,000 | 6.50% |
| 3 Year Gold | $25,000 | 7.00% |
| 3 Year Platinum | $100,000 | 7.50% |
| 5 Year Silver | $5,000 | 6.75% |
| 5 Year Gold | $25,000 | 7.25% |
| 5 Year Platinum | $100,000 | 7.75% |
Premium IRA Certificates of Deposit are NON-REDEEMABLE until maturity.
Traditional IRA Accounts
For customers who wish to invest funds from their IRA, Millennium Bank offers an additional series of certificates available only for IRAs. Please note that the interest rates for all IRA certificates of deposit listed here are compounded annually and paid annually so that annual rate and annual yield are equal.
| Traditional IRA Certificates | Minimum Deposit | Interest Rate |
| 1 Year Silver | $5,000 | 4.75% |
| 1 Year Gold | $25,000 | 5.25% |
| 1 Year Platinum | $100,000 | 5.75% |
| 3 Year Silver | $5,000 | 5.25% |
| 3 Year Gold | $25,000 | 5.75% |
| 3 Year Platinum | $100,000 | 6.25% |
| 5 Year Silver | $5,000 | 5.75% |
| 5 Year Gold | $25,000 | 6.25% |
| 5 Year Platinum | $100,000 | 6.75% |
Traditional IRA Certificates are subject to early redemption penalties.
More Information.
Amounts listed above are in US Dollars. You can now invest your funds in Millennium Bank in the six following currencies: US Dollar, Euro, Swiss Franc, Canadian Dollar, Japanese Yen, and British Sterling.
For more information about, or assistance with obtaining any of our products and services, please click here, Help Me Invest. .
Click the following link to apply for any of our Retirement Account products.
Millennium Bank Application Forms
Notice
IRA Certificates are subject to terms and
conditions provided by Millennium Bank, Inc.
Rates posted on this website are subject to
change at the discretion of Millennium Bank, Inc